Financial Markets (2).

Financial markets Many people believe that not investing in a market does not have an impact on an individual. This is not true because when a market crashes it affects the companies and also the people working in those companies. If I am working in a company, fluctuations in the market could have an effect on my benefits offered to me as an employee like retirement, healthy care and dental plans. Unstable economy could have an effect on my retirement plan because I might not be able to put anymore funds in that plan. It is very common for banks to tighten their lending standards making it hard for people to get a loan. At the time of market clash companies try to lower their expenditure and starts firing people to keep the costs to a minimum hence I could get fired from my company if my company decides to lower its expenditure. [Guaranteed (2015)]. At the time of financial crisis the Federal Reserve tries to reduce the negative impact of it to a minimal level. To reduce the impact of a financial crisis the Federal Reserve could lower the short term policy rates; they could provide loans to those financial institutions whose failure could undermine the confidence in financial system. The Federal Reserve could enhance the oversight of supervision of the financial institutions; the supervision should not be limited to individual institutes instead but on the financial institutes as a whole. [David L. Kohn (2010)]. Supervision is required to make any institute work effectively as supervision requires the institute to adhere to all the rules and regulations and if any shortcomings are found then it is requested to resolve them. I believe that the role of Federal Reserve is very important to keep a sound financial system. As the...

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File Permission within UNIX and security within system.

Introduction: Many corporate giants have come along with their incredible incipient proprietary operating systems in an endeavor to supersede the defacto standard for corporate servers, and some have done quite well, but UNIX remains dominant. UNIX is recognized for many reasons. It is consistent, moveable, verified and specially adaptable. Most of the technical advancements can be supported by the basic design of a UNIX system. Basic design of UNIX system supports many technical advancements. Users: It serves many users. Users are such concepts that contribute that gives a reasonable body for job of ownership and operating benefits over the system. In UNIX, each user is identified by a user ID and the Username that is more comfortable. Permissions: Every file is has association with set of permissions. UNIX is told by permissions that what to do with the file and by whom it can be done. Three things can be done with a given file: Read it – To view contents of file – To read a directory Modify it – to add or change file – delete or move something in directory Execute it – to run a binary program or shell script – to search in directory UNIX permission specifies that which of the above mentioned operations can be execute for any ownership relation with respect to the file. “Owner”, “group” and “all”; requires triplet for each and makes nine bits as a result. Each bit can be set. Every set bit can be marked with its correlate alphabets while a clear bit can be by a sign dash. So, if ls -l on the command will get something like the following: [nick@thekla src]$ ls -l -rwxr-xr-x 1 nick users 382 Jan 19 11:49 bscoped.pl drwxr-xr-x 3 nick users 1024 Jan 19 11:19 lib/ -rwxr-xr-x 1 nick users 1874...

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Federalism And Its Effects On U.s. Citizens.

Federalism and its effects on U.S. citizens   Is federalism necessary? Federalism is a structure of state or government in which power is split between a federal government and other state governments. U.S constitution allocates some authorities or powers to central government and some to state or provincial governments. Moreover there are some special rights or powers which both central and state/provincial governments can enjoy. Composition of foreign policy, power to sign treaties, declaration of war, control of import and export, right to print money, polices like fiscal and monetary policy are few authorities of federal government which makes federalism necessary [USlegal (2014)]. Effects on U.S. citizens of federalism One of the positive effects on the United States’ citizens is that with the division of power between federal and state government, it has become easier to control the diverse population of United States. This is only due to the reason that state and local administrators, government employees and officials are much closer to the public and can solve problems more efficiently. The expansion of authorities among national and state level due to federal system has given the citizens more access and rights to meet their rulers, leaders or government authorities along with the opportunities to share their positive role to support government [Sparknotes (2015)]. Besides positive effect, the negative effect is that it hurdles the way of creation of a unanimous or national policy on different issues. There are different policies in different states on the same issue which leads to disturbance and creates confusion among citizens and people of United States. Some critics claim that federalism cannot function well due to ignorance and difference in policies which impacts people of U.S negatively [Sparknotes (2015)]. Resources USlegal (2014). Federalism-U.S Legal system. [WEB] Retrieved from: http://system.uslegal.com/federalism Sparknotes (2015). Advantages and Disadvantages...

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Federal Involvement In Education.

Federal Involvement in Education The Federal government is playing sufficient role for the betterment of educational standards in the USA to improve the quality of education to compete in the global educational standards. The federal government has realized its responsibility and provided authoritative autonomy to the local and state governments to handle most of the educational issues independently by passing the power of decision making to the grass root level by passing the legislative bills in the Congress [The Center for Public Justice (2015)]. Federal authorities involve themselves in the monitoring and regulatory activities for the improvement in the educational system. Feds provide essential support to the local state institutions in the form of financial funding required to run educational operations efficiently. These funds allotted by the Congress every year in the budget and passed to the school through the Ministry of Education [The Center for Public Justice (2015)]. These funds are used to conduct standard testing for the students and evaluations of the performance of the students is measured after gathering statistical data and feedback from these tests. The results of the tests conducted for the students are also used to evaluate the performance and competencies of the teaching staff [Marc F. Bernstein (2013)]. Federal legislation has also passed the bill in the Congress titled “No Child Left behind Act” which provides appropriate funds to the schools to conduct accountability of the students and those who do not meet the national standards of the education must be provided free tuitions after the school sessions and classes regarding their subjects [The Center for Public Justice (2015)]. References The Center for Public Justice (2015). How are Different Levels of Government (Local, State, Federal) Involved in Education? Is this Involvement Just? [WEB] Retrieved from: http://www.christiansinvestingineducation.org/levels_of_government Marc F. Bernstein (2013). Huffington Post. The...

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Feasibility Analysis & Business.

Feasibility analysis & Business Business Idea The idea is to startup a Tourism & Mountaineering Equipment Manufacturing Organization. Its functioning is unique in its own way because it provides wide range possibilities available at one unit. This organization will take part in manufacturing of outdoor clothing, apparel, technical equipment like gaiters, crampons, ropes, trekking boots and camps for mountaineering expeditions. Apart from production, another department of the organization will provide guiding facilities to trekkers and climbers on a global scale in Nepal, Pakistan, China, India, France, Italy and America. These guides will be given tasks to lead local and international teams to remote and steep high altitude locations. All expedition members require technical clothing and equipment for these types of adventures and this organization will make sure through the supply chain and marketing to reach the maximum locations. Mountaineering and high altitude tourism is of the highest quality in Nepal, Pakistan and French Alps because of the most beautiful and highest mountain ranges of Himalayas, Karakorum and Alps [Spliffic09 (2014)]. The organization plan to spread its small teams of manufacturers and guides virtually in different locations and communication will be carried out using latest of technologies. Virtual team management has become core ingredient of multinational successful organizations and several tools are available to boost the coordination between remotely spread teams. Feasibility Report Business Idea analysis The Market size and target audience is trekkers, climbers and adventurer communities in Nepal, Pakistan, France, China, India, Italy and America. Organizations like The North Face, Trespass, Kailas and Gore-Tex are already well established competitors in this regard who have huge capital and revenues globally. The competitive advantage of this idea is that other competitors do not provide guiding or training facilities to the customers. Other competitors are in production, manufacturing and sponsoring lines whereas...

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